:root{--navy:#0b1f33;--navy2:#122d46;--blue:#244a63;--gold:#b28c52;--paper:#f5f3ee;--ink:#172737;--muted:#647580;--line:#dde3e6;--white:#fff;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;background:#fff}a{color:inherit}img{max-width:100%;display:block}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:100;background:#fff;padding:10px}.header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}.nav{height:72px;max-width:var(--max);margin:auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between}.brand{font:600 23px Georgia,serif;text-decoration:none}.brand span{font:600 9px Arial;letter-spacing:2.4px;color:var(--gold);margin-left:7px}.navlinks{display:flex;gap:28px}.navlinks a{font-size:10px;letter-spacing:1.1px;text-decoration:none;padding:28px 0;border-bottom:2px solid transparent}.navlinks a:hover,.navlinks a[aria-current=page]{color:#d7bc8e;border-color:var(--gold)}.menu{display:none;border:1px solid #7890a0;background:transparent;color:#fff;padding:8px 10px;font:700 11px Arial}.hero{min-height:430px;padding:75px max(7vw,28px);color:#fff;display:flex;align-items:center;background:linear-gradient(125deg,var(--navy2),var(--blue));position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:470px;height:470px;border-radius:50%;right:-80px;top:-150px;background:radial-gradient(circle,#c5a26528 0 1px,transparent 2px);background-size:17px 17px}.hero-copy{position:relative;z-index:1;max-width:700px}.eyebrow{font-size:9px;letter-spacing:2.2px;color:#d2b986;text-transform:uppercase}.hero h1,.page-hero h1{font:500 clamp(40px,5vw,64px)/1.02 Georgia,serif;margin:20px 0 17px}.hero p,.page-hero p{max-width:590px;line-height:1.7;color:#d7e1e7;font-size:14px}.claim{display:inline-block;margin-top:24px;padding:14px 0;border-block:1px solid #ffffff2e;font-weight:700}.stats{display:grid;grid-template-columns:repeat(4,1fr);padding:27px max(5vw,25px);background:#e8e1d5}.stat{text-align:center;border-right:1px solid #cfc5b5}.stat:last-child{border:0}.stat b{display:block;font:600 27px Georgia,serif}.stat span{font-size:8px;letter-spacing:1.5px;color:#68747b}.section{padding:70px max(6vw,25px)}.section-inner{max-width:var(--max);margin:auto}.split{display:grid;grid-template-columns:.7fr 1.3fr;gap:7vw}.section h2{font:500 clamp(30px,3.5vw,42px)/1.15 Georgia,serif;margin:10px 0 18px}.section p,.prose p{color:var(--muted);line-height:1.75;font-size:14px}.mini,.service-grid,.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}.mini>div{border-top:2px solid var(--ink);padding-top:16px}.mini b,.service h3,.insight h3{font:600 17px Georgia,serif}.mini p,.service p,.insight p{font-size:11px}.paper{background:var(--paper)}.service{background:#fff;padding:23px;border:1px solid #e0e3e4;min-height:168px;text-decoration:none;transition:.2s}.service:hover{transform:translateY(-3px);border-color:var(--gold)}.service small{color:#a77d42}.service h3{margin:11px 0}.dark{background:#102a40;color:#fff}.dark h2{color:#fff}.dark p{color:#cbd7de}.fraud-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px;margin-top:25px}.article{border-top:1px solid #ffffff35;padding:18px 0}.article a{font:600 18px Georgia,serif;text-decoration:none}.article p{font-size:11px}.timeline{background:#091c2c;padding:24px}.timeline div{border-left:2px solid var(--gold);padding:3px 0 17px 16px;font-size:11px;color:#cbd7de}.percent{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:26px}.percent div{padding:20px;background:#f5f6f6;border-bottom:3px solid var(--gold)}.percent b{font:600 25px Georgia,serif}.percent span{display:block;font-size:10px;line-height:1.45;margin-top:8px}.insight{background:#fff;padding:22px;border-top:3px solid var(--blue);text-decoration:none}.insight:hover h3{color:#9a733d}.page-hero{padding:68px max(6vw,25px);background:linear-gradient(125deg,var(--navy2),var(--blue));color:#fff}.page-hero>div{max-width:var(--max);margin:auto}.page-hero h1{font-size:clamp(38px,4.5vw,58px)}.breadcrumbs{font-size:10px;letter-spacing:1px;color:#c8d3d9}.breadcrumbs a{text-decoration:none}.content-wrap{max-width:var(--max);margin:auto;padding:64px 28px}.prose{max-width:820px}.prose h2{font:500 31px Georgia,serif;margin:45px 0 15px}.prose h3{font:600 21px Georgia,serif;margin:30px 0 10px}.lead{font-size:18px!important;color:#334b5a!important}.numbered{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 28px;padding:0;list-style:none;counter-reset:item}.numbered li{counter-increment:item;padding:13px 0;border-bottom:1px solid var(--line);font-size:13px}.numbered li:before{content:counter(item,decimal-leading-zero);color:#a77d42;margin-right:12px;font-size:10px}.toc{background:var(--paper);padding:22px;margin:25px 0}.toc a{display:block;padding:7px 0;color:#314b5c;font-size:12px}.callout{border-left:4px solid var(--gold);background:#f4f6f6;padding:20px 24px;margin:28px 0}.gallery{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:25px 0}.avatar{aspect-ratio:1;background:linear-gradient(145deg,#d8dee1,#9babb4);display:grid;place-items:center;color:#fff;font:600 12px Georgia,serif;text-align:center;padding:10px}.footer{background:#091b29;color:#8fa1ac}.footer-inner{max-width:var(--max);margin:auto;padding:27px 28px;display:flex;justify-content:space-between;font-size:9px;letter-spacing:.8px}.backtop{color:#cdb27d;text-decoration:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:760px){.nav{height:66px}.menu{display:block}.navlinks{display:none;position:absolute;top:66px;left:0;right:0;background:#0b1f33;padding:10px 25px 20px;flex-direction:column;gap:0}.navlinks.open{display:flex}.navlinks a{padding:14px 0}.hero{min-height:480px;padding:60px 25px}.stats{grid-template-columns:1fr 1fr;gap:22px}.stat:nth-child(2){border:0}.split,.fraud-grid{grid-template-columns:1fr}.mini,.service-grid,.insight-grid,.percent,.numbered{grid-template-columns:1fr}.gallery{grid-template-columns:repeat(2,1fr)}.section{padding:50px 25px}.content-wrap{padding:48px 25px}.footer-inner{display:block}.footer-inner span,.footer-inner a{display:block;margin:7px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.contact-band{padding:72px max(6vw,25px);background:linear-gradient(125deg,#f5f3ee,#fff);border-top:1px solid var(--line)}.contact-inner{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;max-width:var(--max);margin:auto}.contact-band h2{font:500 clamp(30px,3.5vw,44px)/1.12 Georgia,serif;margin:12px 0}.contact-band p{color:var(--muted);font-size:13px;line-height:1.7}.contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px}.contact-cards a{display:grid;align-content:center;min-height:110px;padding:20px;border:1px solid var(--line);background:#fff;text-decoration:none;transition:transform .22s,border-color .22s,box-shadow .22s}.contact-cards a:last-child{grid-column:1/-1}.contact-cards a:hover{transform:translateY(-4px);border-color:var(--gold);box-shadow:0 18px 45px #0b1f3312}.contact-cards small{margin-bottom:9px;color:#9b7544;font-size:8px;letter-spacing:1.5px}.contact-cards strong{overflow-wrap:anywhere;font:600 16px/1.45 Georgia,serif}.footer-rich{display:grid;grid-template-columns:1fr 1fr 1fr;gap:28px}.footer-rich>div{display:grid;align-content:start;gap:7px}.footer-rich>div:nth-child(2){text-align:center}.footer-rich>div:last-child{text-align:right}.footer-rich a{color:#cdb27d;text-decoration:none}.footer-rich p{margin:0;font-size:8px}.whatsapp-float{position:fixed;right:18px;bottom:18px;z-index:35;display:flex;align-items:center;gap:8px;padding:8px 13px 8px 8px;border:1px solid #dce3e5;border-radius:999px;background:#fff;color:#0b684b;text-decoration:none;box-shadow:0 18px 46px #0b1f3330}.whatsapp-float span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#128c62;color:#fff;font-size:10px;font-weight:900}.whatsapp-float b{font-size:11px}.scroll-progress{position:fixed;left:0;top:0;z-index:60;width:0;height:3px;background:linear-gradient(90deg,var(--gold),#d7bc8e)}.reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal.is-visible{opacity:1;transform:none}.header{transition:box-shadow .22s,background .22s}.header.is-scrolled{box-shadow:0 12px 36px #03111d42;background:#081a29}.service,.insight,.stat,.percent>div{transition:transform .22s,box-shadow .22s}.stat:hover,.percent>div:hover{transform:translateY(-4px)}
@media(max-width:760px){.contact-inner{grid-template-columns:1fr;gap:25px}.contact-cards{grid-template-columns:1fr}.contact-cards a:last-child{grid-column:auto}.footer-rich{grid-template-columns:1fr}.footer-rich>div:nth-child(2),.footer-rich>div:last-child{text-align:left}.whatsapp-float{bottom:12px;right:12px}.whatsapp-float b{display:none}}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}
.contact-strip{position:relative;z-index:30;background:#e8e1d5;border-bottom:1px solid #cfc5b5}.contact-strip>div{display:flex;justify-content:flex-end;max-width:var(--max);margin:auto;padding:8px 28px}.contact-strip a{display:flex;align-items:center;gap:10px;padding:2px 16px;color:var(--navy);text-decoration:none;border-right:1px solid #c9bda9}.contact-strip a:last-child{border:0}.contact-strip span{color:#8e6b3d;font-size:8px;letter-spacing:1.4px}.contact-strip strong{font-size:11px}.strip-whatsapp{color:#0d684c!important}.hero-contact-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.hero-contact-actions a{display:grid;gap:3px;min-width:255px;padding:15px 18px;border:1px solid #ffffff38;text-decoration:none;transition:transform .2s,box-shadow .2s}.hero-contact-actions a:hover{transform:translateY(-3px);box-shadow:0 16px 38px #0003}.hero-contact-primary{background:#fff;color:var(--navy)}.hero-contact-secondary{background:#b28c52;color:#fff}.hero-contact-actions small{font-size:8px;letter-spacing:1.5px;opacity:.72}.hero-contact-actions strong{font:600 16px Georgia,serif}.hero-contact-actions span{font-size:10px;overflow-wrap:anywhere}.contact-band{border-top:5px solid var(--gold)}.contact-cards a[href^="mailto"],.contact-cards a[href^="https://wa.me"]{border-width:2px}.contact-cards a[href^="https://wa.me"]{background:#eff8f4;border-color:#78b49f}.contact-cards a[href^="mailto"]{background:#fffaf0;border-color:#c7a76f}@media(max-width:760px){.contact-strip>div{display:grid;grid-template-columns:1fr 1fr;padding:7px 9px}.contact-strip a{display:grid;justify-items:center;gap:2px;padding:4px 5px;text-align:center}.contact-strip strong{font-size:9px;overflow-wrap:anywhere}.contact-strip span{font-size:7px}.hero-contact-actions{display:grid}.hero-contact-actions a{min-width:0;width:100%}.hero{padding-top:42px}.header{top:0}}/* Larger contact typography */
.contact-strip{min-height:58px}.contact-strip>div{padding-top:10px;padding-bottom:10px}.contact-strip span{font-size:10px;font-weight:800}.contact-strip strong{font-size:15px;line-height:1.35}.hero-contact-actions a{min-width:290px;padding:20px 22px}.hero-contact-actions small{font-size:10px}.hero-contact-actions strong{font-size:21px}.hero-contact-actions span{font-size:14px;line-height:1.45}.contact-cards small{font-size:10px}.contact-cards strong{font-size:20px}.footer-rich{font-size:11px}.footer-rich a,.footer-rich span{font-size:11px}.whatsapp-float b{font-size:13px}
@media(max-width:760px){.contact-strip{min-height:64px}.contact-strip>div{padding-top:9px;padding-bottom:9px}.contact-strip span{font-size:9px}.contact-strip strong{font-size:12px}.hero-contact-actions a{padding:20px}.hero-contact-actions small{font-size:9px}.hero-contact-actions strong{font-size:20px}.hero-contact-actions span{font-size:13px}.contact-cards strong{font-size:18px}}